• 75 years of combined industry experience
  • Genuine support for insured & non-insured customers
  • Friendly, personalised service every step of the way

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Black Car With a Business Signage — T & C Smash Repairs In Coffs Harbour, NSW

Coffs Harbour Insurance Smash Repairs

Filing a claim is stressful enough without the added pressure of finding a repairer you can trust. At T & C Smash Repairs in Coffs Harbour, we simplify the insurance smash repair process from start to finish.


Our experienced team works with all major insurers and understands what’s required to keep things moving quickly. Whether you’re dealing with accident damage or storm-related repairs, we’ll guide you through assessments, paperwork and approvals.


Once everything is in place, we carry out professional panel work, respraying, and finishing to get your vehicle looking like new again. We use quality parts and materials for every repair, ensuring long-lasting results you can rely on.


Our goal is to minimise delays and keep you informed at every step. Call (02) 6652 2023 to book your insurance smash repair and let us take care of the hard part.

Options for Every Situation

Insurance work doesn’t have to mean impersonal service. We believe in helping drivers feel supported—whether you’re covered by your policy or managing repairs yourself.


Our licensed technicians assess each vehicle thoroughly and communicate directly with insurers to avoid unnecessary delays. If you’re not insured, we can still assist with flexible repair options and transparent pricing. Our team uses professional tools, industry-approved techniques and quality materials to ensure your repairs are done properly the first time. We also help arrange towing and can assist with courtesy vehicles where available.


With 75 years of combined experience behind us and a focus on customer care, we make sure every repair meets our high standards. Whether it’s a small dent or major collision damage, we’re here to get your car back on the road quickly, safely and without the runaround.

A Man is Writing on a Clipboard in Front of a Damaged Car — T & C Smash Repairs In Coffs Harbour, NSW

  • How do I get my car repaired through insurance?

    Start by contacting your insurer to lodge a claim. Once approved, you can choose a repairer (unless your policy specifies one). The repairer will assess the damage, provide a quote, and carry out the work. Some repairers also assist with paperwork and liaise directly with the insurer.

  • Can I choose my own smash repairer for insurance work?

    Most comprehensive insurance policies allow you to choose your own repairer, but some may limit you to a preferred network. Always check your policy first. If choice of repairer is allowed, you can select someone trusted, even if they’re not listed by your insurer.

  • What if I’m not insured—can I still get repairs done?

    Yes, you can still have your vehicle repaired even if you're not insured. Many smash repairers offer private repair options with upfront quotes. Some also provide payment flexibility or scaled repair solutions depending on the extent of the damage and your budget.